Summary:
Flood damage isn’t covered by standard home insurance — and many homeowners don’t realize that until it’s too late. Learn who needs flood insurance, what it covers, and how to get protected before disaster strikes.
Intro Paragraph:
Floods are the most common and costly natural disasters in the U.S., yet millions of homeowners are unprotected. Many people are surprised to learn that their standard home insurance policy won’t cover damage caused by rising water. Whether you live in a high-risk zone or just want peace of mind, flood insurance can be a financial lifesaver. In this post, we’ll explain what flood insurance covers, who needs it, and why waiting until the next storm is never a good idea.